Stated Income Mortgage Loans in District of Columbia, Washington DC, DC 800-247-8212District of Columbia Flag
No Tax Returns Required – This is the prefect loan for the self employed business owner / investor or if you write off all of your income and can’t provide three years tax returns that show enough profit to your local bank.

  • No income verification
  • Qualification is fast
  • Simple and easy to qualify for

Our Commercial Stated Loans are for Washington DC and surrounding non-rural towns and cities. We provide financing for a business owner user or for an investment commercial property as well as non-owner occupied 1-4 residential rental units. The minimum loan amount is $100,000 but we can go up to a maximum of $10,000,000 per loan.

This is a 30 year fully amortized, no balloon payment, no doc to lite doc loan and is based upon your real estate’s equity and a mid credit score of at least 650*.

*If your scores are no lower than 600 we may still be able to give you the financing you need.


Stated Income Highlights:

  • Loan Amounts: $100,000 to $10,000,000
  • Maximum Loan To Value: 75%
  • Minimum Interest Rate: 6.49%
  • Term: 30 years fully amortized, fixed for 3 and then adjustable year 4 though 30


Types of Properties:

  • Commercial
  • Apartments
  • Mixed Use
  • Single Family 1-4 Rentals
  • Shopping Centers
  • Strip Malls
  • Light Industrial
  • Warehouses
  • Condos
  • Storage Centers
  • Banquet Hall (provide interior pictures)
  • Bed and Breakfast (provide interior pictures)
  • Daycare (provide interior pictures)
  • and more….

If you require a short term Bridge Loan in District of Columbia of 1 to 2 years instead, for any reason, contact us and ask about our Bridge Loan Programs. Sometimes you may only need a short term loan to reach your goals prior to refinancing into the conventional Bank or SBA loan that you desire.

Contact us today. We can provide you with a Conditional Loan Approval within hours of providing us with a loan application and credit report. Closing takes a matter of a few short weeks.
(Sorry no construction or rehab funds available on this program.)